Debt Articles

Full Payment After a Repossession

See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com

Probate

Family members are not responsible for a deceased person's debts. However, a deceased person's debts are not canceled upon death, either.

Credit Card Minimum Payment

Credit card balances fall, and Bills.com believes it is due to people exceeding their minimum payments. Use this calculator to learn how much you will save.

Consolidating Citi Credit Card Debt

Citi Debt Consolidation | Review how Citi will react, if you enroll Citi debt in a debt consolidation program. To best protect yourself, be sure to...

Consolidating Debt in the Military

Military Debt Consolidation has some key differences for consolidating debt when you are not in the military. Federal law offers servicemembers protections...

Consumer Debt Consolidation

Consumer debt consolidation | Looking to consolidate consumer debt? Review your options and learn the pitfalls to avoid, to help you get out of debt faster.

Collection Agency Fees

Consult with an attorney in your state who has experience litigating consumer law. In my opinion, you may have a viable argument to reduce the fees collection a

Judgment on a Business Debt

Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.

New York Garnishment

A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.

Free Credit Counseling Tips

Get free credit counseling by doing it yourself or find local agencies that can provide free counseling. Learn more at Bills.com.

Debt Consolidation with High Debt to Income Ratio

High debt to income ratio preventing you from debt consolidation? Let Bills.com give you the helpful tips and resources you can use to save more!

Old Credit Card Debt That's been Sold

See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa

CKS Financial: How to Handle a Debt Collector

CKS Financial is a collection agency that purchases debt and also acts as an agent for original creditors and third-party debt buyers. Learn how to...

CFPB and Debt Collectors

Debt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...

Credit Card Late Payments

Credit Card Late Payments | Consumers are running up higher credit card debt and late payments. The holiday season is especially difficult. Take steps to...

Social Media Debt Collection

Social Media Debt Collection | Bills.com lists 10 uses of information gathered from social media that may surprise users. Don't be surprised if...

Liability For Ex-Husband's Mortgage

Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....

Student Loan Consolidation Rates

The rules are different for federal student loan consolidation and private student loan consolidation. Review the differences at bills.com

Save or Pay-Down Credit Card

Should I keep my savings or pay-down my credit card? The answer is to keep your savings as an emergency reserve.

Cancellation of Debt Income

Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...

Voluntary Repossession of RV

We are about to surrender our RV to Wells Fargo. They want us to sign a paper saying we are liable for the deficiency balance. Should we?

Getting Sued by a Creditor

See what steps you need to take if you are getting sued by a creditor. Bills.com has the tips and resources you can use to settle a legal suit by a creditor

Bankruptcy & Debt Settlement

Learn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...

Owe Money to Social Security Administration

Owe Money to Social Security Administration | If you receive an overpayment from Social Security, you have to repay the money you received. You could face...

Debt Collector

A debt collector is anyone who regularly collects debts owed to others. Debt collectors...

Settle with Creditors

Get tips and resources that can help you settle debts with creditors and save you money!

Co-Signed Lease With Friend Who Broke Lease

I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?

Motorcycle Repossession

Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com

Debt Verification

The standard for validating/verifying a debt are very low. Learn what federal courts say is sufficient validation...

Consolidate Debts

Learn about different options to consolidate various types of debt, all at Bills.com

Minor and Debt Responsibility

Credit card companies will sometimes approve credit lines for minors, read more about an interesting scenario at Bills.com

Selling Stocks to Pay off Credit Card Debt

Selling Stocks to Pay off Credit Card Debt | Before you sell off investments, make sure that you have an emergency fund. Then consult with a professional...

Foreclosure and Divorce

A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com

Debt Consolidation Loan Vs. Debt Settlement

Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com

Being Harassed by Collector?

Debt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..

How to Contact Creditor to Resolve Debt

Get details on how to contact a creditor that you owe, to get the debt resolved. Get more money saving tips at Bills.com

Restrictive Endorsements to Settle Debt

A few key problems arise for consumers trying to use restrictive endorsements to create binding settlement agreements, read more at Bills.com.

Personal Bankruptcy

Bankruptcy is one of the most damaging things that can appear on your credit report. However, its effects can be reversed by taking positive steps to soften the

Creditor Increasing Balance After Judgment

Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com

Credit Card Debt Relief

Read a personal story about credit card debt relief and discover ways to get yourself out of credit card debt. Courtesy of Bills.com - your source for saving mo

Repay My Debts

Free debt help advice to repay my debts.

Bankruptcy

Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...

Top Loan Consolidation Options

Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.

Consolidate My Debt

How can I consolidate my debt? Learn the secrets on how to resolve debts, lower payments and save when you consolidate debts.

Collections Advice

Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...

Ayuda de la Deuda

Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.

Tips to Pay Off Holiday Debt

Find the best way to pay off holiday debt. Read tips from six top financial experts to take care of debt from the last holiday and avoid debt this year.

Am I Responsible for my Mother's Debts

Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..

Creditor Refusing Payments

If your creditor refuses your payment it does not meant that you are no longer required to pay the debt. If your payment is refused by your creditor, you need..

New Debt While in Chapter 13

Incurring New Debt in Ch 13 Bankruptcy | While in a Chapter 13 bankruptcy plan, you are strictly prohibited from incurring new debt without receiving prior...