Debt Help Articles

Voluntary Repossession

Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.

Two Short Sales

A short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.

Buy-Here-Pay-Here Repossession

I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!

Debt Solutions

Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...

Debt to Credit Ratio

Debt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun

First Bank of Delaware & ThinkCash

Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.

Debt Management Advice

Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a

Wisconsin Spousal Liability for Debt

By marrying a spouse with debt and residing in a community property state you bought a ticket to an anti-lottery. Your chances of losing are small, but you risk

What Should I do About Business Debt

Business Debt advice from Bills.com

Debt Help

Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...

Equifax Debt Wise

Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com

California Deficiency Balance

California deficiency balance | California deficiency balance can arise from a short sale or foreclosure. In a short sale the lender agrees to accept less...

Credit Card Lawsuit in Pennsylvania

A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.

Two Accounts Billed As One

I have two separate utility accounts that are being billed as one, can they do that?

Chapter 13 and Short Sale

Chapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...

Washington Garnishment

Washington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...

Help with Business Debt

Let Bills.com help you solve your Business Debt Problems so that you can save.

Lien

What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...

Repossessed Vehicle

Learn about the process of repossession and what happens to your vehicle after it has been repossessed.

Get Out of Debt Faster

Let Bills.com help you get out of debt faster.

Civil Summons on Credit Card Debt

Advice about Civil Summons on Credit Card Debt | Free tips about your options, if you were served a civil summons on account of a credit card debt. Bills.com i

Bad Debt Situation

If you are struggling with debts and facing a Bad Debt Situation, let Bills.com help show you the way to lower your debts, cut payments and save so that you can

Thousands in Debt

Looking for the best resolution strategy for your debts? Let bills.com point you to savings.

How to Budget Your Money

Budget | Creating a budget will help you, whether you are struggling with debt or not.

Charged off amount

Learn how a charged off amount is recorded on your credit report. Get the information you need at bills.com.

Garnishing Pension

Government-administered benefits, such as state pensions and Social Security, cannot be garnished by a judgment. Consult with a lawyer when...

Voluntary Vehicle Repossession

Learn all about voluntary vehicle repossession and its effects on your credit. Learn more at Bills.com

US Debt Solutions

The pros and cons of each debt solution or debt consolidation option and how will each affect a credit report.

Marriage and Debt Payments

Learn about community property law and how it relates to marriage and debt payments. Bills.com has answers to all of your personal finance questions.

California Debt & Divorce

California Debt & Divorce | As a practical matter, even in community property states, many creditors do not go to the trouble of suing both spouses, as....

Vehicle Repossession

If you cannot repay the loan on the vehicle you have three choices: Do nothing and face vehicle repossession; allow a voluntary repossession; or negotiate with

Being Sued by a Creditor

Are you being sued by a creditor? The thought of being sued can be overwhelming. A lawsuit can cause emotional and physical stress. Read on how you can protect

California Payday Loan

Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l

Debt and Estate Laws

A decedent's debts do not automatically pass to his spouse, children, or anyone else.

Car Repossession

Car Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...

Texas

Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.

Delinquent Credit Card Debt and Foreclosure

Delinquent Credit Card Debt and Foreclosure | Free tips from bills.com about delinquent credit card debt, its effects on your home, and whether it can lead to f

Questions to Ask Debt Consolidation Lawyers

Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...

Minnesota Garnishment

An employer shall not discharge an employee for a garnishment in Minnesota. A divorce decree does not trump the contract terms in a federal student loan.

Creditor Threatening to Garnish Spouse

A collection agency is threatening to sue me and garnish my spouse's wages. Can they do that?

Re-Aging Debt

If you have solid evidence of a collection agent re-aging an account, dispute the account as described here. You may a cause of action for re-aging the account

Eliminating Unhealthy Debts

Follow these budgeting tips and debt pay off strategies to eliminate your credit card debts and other unhealthy debts. Get on the road to becoming debt free.