Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
Alltran Financial – Deal with collections 2024 | Bills.comMay 14, 2024
Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...
Is Debt Consolidation Right for You?May 14, 2024
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Dealing with Debt Collection Complaints May 14, 2024
Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...
Need Help with Debt?May 14, 2024
Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...
Choosing a Debt Relief ProgramMay 14, 2024
Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...
Should I Consolidate my Credit Card DebtMay 14, 2024
Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...
Government Debt ReliefMay 14, 2024
Government debt relief programs are limited, but options exist. The Government also helps protect you against debt collectors. There are non-government programs...
Reduce Debt YourselfMay 14, 2024
9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...
Investment Property MortgageMay 10, 2024
Removing ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Conforming Loan Limits 2019May 10, 2024
Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
Fannie Mae's Tight Lending GuidelinesMay 10, 2024
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
No Closing Cost RefinancesMay 10, 2024
Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
Good Faith Estimate (GFE)May 10, 2024
Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it
Unsecured Debt Consolidation LoanMay 10, 2024
Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...
ARS National Services - Dealing with Collection Calls | Bills.comMay 10, 2024
ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Nationwide Credit Inc: Dealing with Collection Calls | Bills.comMay 10, 2024
Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Portfolio Recovery Associates - Deal with collections | Bills.comMay 10, 2024
Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...
How to Handle a Debt Collection Call from Rausch Sturm 2024 | Bills.comMay 10, 2024
Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...
Real Time Resolutions: How to Deal with Collections | Bills.comMay 10, 2024
Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...
Low Interest Credit Card Consolidation LoansMay 10, 2024
Low-interest credit card consolidation loans are available, including a personal debt consolidation loan and a cash-out or home equity mortgage. Your credit...
Debt Consolidation Alternatives for Military and HardshipMay 10, 2024
There are debt consolidation alternatives for military personnel in a financial hardship. Don't fall for scams or easy to qualify solutions. Look for...
Bad Credit Debt Consolidation Loan AlternativesMay 10, 2024
Consolidating debt with bad credit is a challenge. While bad credit debt consolidation loans are available, compare them with other alternatives that are..
Debt Consolidation Loan FeesMay 10, 2024
Debt Consolidation Loan Fees | There are different debt consolidation loan solutions. Make sure that you choose the right program and compare rates, upfront...
Q3 2018 US Household Debt TrendsMay 10, 2024
The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan
Dealing with Late Payments and Delinquent AccountsMay 10, 2024
If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...
Debt Consolidation Loans For MilitaryMay 10, 2024
Debt Consolidation Loans Military | If you own a home then consider a VA cash-out mortgage. While there isn't a special personal loan program for military...
US Bank Debt Consolidation Loan OptionsMay 10, 2024
US Bank offers debt consolidation loan options for their existing customers including personal loans, lines of credit and home equity loans. Check out the...
How to Consolidate Credit Card DebtMay 10, 2024
How can you consolidation credit card debt? Learn about the best way to consolidate credit card debt and choose a program that fits your...
Pros and Cons of a Bad Credit Debt Consolidation LoanMay 10, 2024
If you have bad credit, then you are probably wondering if a bad credit debt consolidation loan is the right solution to your debt problems. Learn the pros and
FTC Crackdown on Bogus Debt CollectorsMay 10, 2024
Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...
CFPB and New Ideas for Private Student Loan ReliefMay 10, 2024
Private Student Loan Relief | There are few relief options for private student loan borrowers. The CFPB's July 2012 report called for changes, including...
Debt Management | Deal with Your DebtMay 10, 2024
Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...
Credit Card Consolidation and Your Credit ScoreMay 10, 2024
Your credit score makes a difference when searching for a credit card debt consolidation program. Even if you don't have an excellent score you can...
How to Handle a Debt Collection Call from Convergent Outsourcing 2024 | Bills.comMay 10, 2024
Convergent Outsourcing is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
How to Consolidate Bad Credit DebtMay 10, 2024
How can you consolidate debt if you have bad credit? Is a bad credit personal loan a good idea? Learn the steps to take to consolidate your debt with...
Javitch Block: Dealing with Debt Collection 2024 | Bills.comMay 10, 2024
Javitch Block is a law firm specializing in debt collection and insurance loss recovery. If they call or contact you take these steps to protect...
Credit Card Assignment and Credit Card ConsolidationMay 10, 2024
Credit Card Assignment | In most cases your credit card can be assigned to a third party. In addition, creditors can use collection agencies. Deal with...
Citibank Sears MasterCard SettlementMay 10, 2024
Citibank Sears MasterCard Settlement | Look into your different debt relief options including a Credit Counseling and Debt Management Plan. Check out the...
Debt Management AdviceMay 10, 2024
Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a
How to Handle a Debt Collection Call from Client Services, Inc. 2024 | Bills.comMay 10, 2024
Client Services, Inc. (CSI) is a collection agency that works with third-party and original owners of the debt. Protect yourself by taking these steps...
Credit Control LLC - Deal with collection calls | Bills.comMay 10, 2024
Credit Control LLC is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Credit Corp Solutions: How to deal with collectionsMay 10, 2024
Credit Corp Solutions is a collection agency that purchases and collects consumer debt. Learn to deal with collection calls. Verify the debt, stop harassment...
Glass Mountain Capital: Dealing with Collection Calls | Bills.comMay 10, 2024
Glass Mountain Capital is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Glasser and Glasser: Dealing with Debt Collection | Bills.comMay 10, 2024
Glasser and Glasser is a law firm with a department that specializes in debt collection. If they contact you take these steps to...
Gurstel Law Firm: Dealing with Debt Collection 2024 | Bills.comMay 10, 2024
Gurstel is a law firm that acts as a debt collector for creditors in nine states. If they appear on your credit report or contact you, take these steps to...
National Enterprise Systems: Deal with collections 2024 | Bills.comMay 10, 2024
National Enterprise Systems is a large debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Radius Global Solutions: Handling a collection call | Bills.comMay 10, 2024
Radius Global Solutions is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Weltman Weinberg & Reis - Dealing with collections | Bills.comMay 10, 2024
Weltman Weinberg & Reis Co., LPA is a real debt collection agency that operates across the US. If they appear on your credit report or contact you, take...
Why Did My Score Drop After Paying A Collection Account?May 10, 2024
Credit Score and Paying a Collection Account | In the long run, paying off a collection account will help your credit score. However, it can have a...
Credit Card Lawsuit in PennsylvaniaMay 10, 2024
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.